Used Bad Credit Cars Richmond Heights, FL


I agree to the Rubio Auto Sales Privacy Policy & I consent to be contacted via telephone, email and texts by Rubio Auto Sales.


Get You Approved & Driving Today!

Welcome to Rubio Auto Sales!

Reviving Your Dreams: Car Financing for Richmond Heights, FL, and Beyond

Are you a resident of Richmond Heights, FL, or one of the surrounding areas? Do you worry that your credit history might stand in the way of owning a reliable vehicle? Look no further than Rubio Auto Sales, your trusted partner in turning car dreams into reality.

Empowering Your Journey: Financing for Unique Situations

At Rubio Auto Sales, we understand that life can throw unexpected financial challenges your way. Whether you have bad credit, no credit, or are just starting to build credit, our Buy Here Pay Here (BHPH) financing program is designed to cater to your specific needs. We don't believe in turning people away based solely on credit scores.

Your Path to Rebuilding Credit

We're not just about putting you behind the wheel; we're committed to helping you rebuild your credit. Here's how on-time payments with Rubio Auto Sales can make a world of difference:

Positive Payment History: Consistently making on-time payments demonstrates your financial responsibility to credit reporting agencies. This positive history can gradually boost your credit score.

Reduced Debt: As you make regular payments, you'll be paying down your vehicle loan. Lowering your debt-to-credit ratio is a key factor in improving your credit score.

Credit Mix: Diversifying your credit profile by adding an auto loan can positively impact your credit score. This demonstrates your ability to manage different types of credit.

Financial Discipline: Making on-time payments fosters good financial habits that can extend beyond your auto loan, helping you achieve other financial goals.

Life Goals Achieved: It Starts with Your Vehicle

Career Advancement: A dependable vehicle can help you access better job opportunities, expand your career horizons, and increase your earning potential.

Education Pursuits: Whether it's commuting to a university or a trade school, a car makes pursuing educational goals more accessible.

Family Adventures: Create lasting memories by taking your family on road trips, exploring new places, and experiencing the world together.

Financial Stability: Reliable transportation enables you to maintain a steady job and stay on top of your financial responsibilities.

Personal Growth: Owning a car can boost your self-reliance and self-esteem, encouraging personal growth and independence.

Visit Us Today: Your Road to Financial Freedom Begins Here

Rubio Auto Sales is more than just a used car dealership; we're your partner in achieving your dreams. Located conveniently in Richmond Heights, FL, we serve not only Richmond Heights but also the entire metro area, including Homestead, Leisure City, and beyond.

Don't let credit concerns hold you back. Our BHPH financing, along with the benefits of rebuilding your credit, can set you on the path to a brighter, more secure future. Visit us today, explore our extensive inventory of cars, trucks, SUVs, and more, and embark on a journey towards your life goals with Rubio Auto Sales.

Start Your Car Search

How would you like to shop?

Shop By Body Style

Search All Inventory